
<!-- This script and many more are available free online at -->
<!-- The JavaScript Source!! http://javascript.internet.com -->
<!-- Created by: Jeremy Zongker: http://www.creditorweb.com/content/ -->
<!-- Begin
function cwCalc()
{
if (cwBalance.value=='') {alert('Please enter your credit card balance.'); return;}
if (cwRate.value=='') {alert('Please enter your credit card\'s interest rate.'); return;}
if ((cwMonthlyAmount.value=='' && cwDesiredMonths.value=='') || (cwMonthlyAmount.value!="XXXX" && cwDesiredMonths.value!="XXXX")) {alert('Please enter either a payment amount or desired months.'); return;}
var mRate=(cwRate.value/100)/12;
if (cwMonthlyAmount.value=="XXXX")
{
	var payment=cwBalance.value*(mRate)/( 1-Math.pow((1+mRate),(-cwDesiredMonths.value)) );
	payment=Math.round(payment*100)/100;
	cwResult.innerHTML="It will cost $" + payment.toFixed(2) + " a month to pay off this card and totals $" + (payment*cwDesiredMonths.value).toFixed(2)+" over the period.";
} else {
	var remainingBalance=cwBalance.value;
	var minPayment=mRate*cwBalance.value;
	var months=0;
	var lastPayment;
	if (minPayment>cwMonthlyAmount.value) {alert ('Your monthly payment is less than the monthly interest charged by this card.');return;}
	while (remainingBalance>0)
	{
		months++;
		remainingBalance=remainingBalance*(1 + mRate)-cwMonthlyAmount.value;
	}
	cwResult.innerHTML="It will take " + months + " months to pay off this card and totals $" + (cwMonthlyAmount.value*months).toFixed(2)+" over the period.";
}
}
//  End -->

function NullifyA()
{
cwDesiredMonths.value="XXXX"
}

function NullifyM()
{
cwMonthlyAmount.value="XXXX"
}

var clockID=0
function UpdateClock()
{
if (clockID)
{clearTimeout(clockID);
clockID = 0;}

var H,M,S,Mth,Day,AMPM,Yr
var tDate = new Date();
Day=tDate.getDate()
if (Day<10)
{Day="0"+Day;}

Mth=tDate.getMonth()+1
if (Mth==1){Mth="Jan"}
if (Mth==2){Mth="Feb"}
if (Mth==3){Mth="Mar"}
if (Mth==4){Mth="Apr"}
if (Mth==5){Mth="May"}
if (Mth==6){Mth="Jun"}
if (Mth==7){Mth="Jul"}
if (Mth==8){Mth="Aug"}
if (Mth==9){Mth="Sep"}
if (Mth==10){Mth="Oct"}
if (Mth==11){Mth="Nov"}
if (Mth==12){Mth="Dec"}

Yr=tDate.getFullYear()

H=tDate.getHours();
if (H>11){AMPM="pm";}
else
{AMPM="am";}

if (H>12){H=H-12;}
if (H<10){H="0"+H;}

M=tDate.getMinutes()
if (M<10){M="0"+M;}

S=tDate.getSeconds()
if (S<10){S="0"+S;}

theTime.innerHTML = Day + " " + Mth + " " + Yr + "::"
+ H + ":" + M + ":" + S + AMPM;
clockID = setTimeout("UpdateClock()",1000);
}

function StartClock() {
clockID = setTimeout("UpdateClock()",1000);
}

function KillClock() {
if (clockID)
 {clearTimeout(clockID);
 clockID = 0;}
}

function addbookmark()
{
if (document.all)
{window.external.AddFavorite(document.location,document.title)}
}